Plan

All calculators.

5 live today, 10 coming soon.

Category

Mortgages

Mortgage Payment Calculator

True Canadian mortgage payment using semi-annual compounding — how your bank actually calculates it.

Mortgages

Affordability + Stress Test

How much house you can afford under OSFI's mortgage stress test, GDS/TDS limits, and CMHC rules.

Category

Investment

Investment Goal Calculator

5-step planner that turns your monthly contribution and timeline into a multi-decade projection. Multi-country.

Investment

RRSP Contribution Optimizer

Your true RRSP return — includes Canada Child Benefit clawback recovery (METR), not just statutory tax refund. All provinces.

Investment

FHSA Planner

Project your FHSA contributions, carry-forward room, and tax savings by purchase year — full Canadian provincial brackets.

Investment · Soon

CAGR Calculator

Calculate the compound annual growth rate of an investment.

Investment · Soon

TFSA Projection

Project your TFSA balance given contribution plan, return, and contribution room rules.

Investment · Soon

RRSP vs. TFSA

Decide which registered account to prioritize given your income and retirement tax bracket.

Category

Tax

Tax · Soon

Quarterly Tax Instalments

Estimate CRA quarterly instalments for self-employed Canadians.

Tax · Soon

Capital Gains Calculator

Canadian capital gains tax with the post-2024 inclusion rate.

Tax · Soon

HST / GST Calculator

Per-province sales tax — HST, GST + PST, and Quebec's QST.

Category

Self-employed

Self-employed · Soon

Salary vs. Dividend

Incorporated professionals: compare take-home, CPP, and deferred tax of each strategy.

Category

Savings

Savings · Soon

Compound Interest

See how compounding grows your savings over time. Canadian-friendly rates.

Savings · Soon

Inflation Calculator

See how Canadian CPI erodes purchasing power over your chosen time horizon.

Category

Wealth

Wealth · Soon

Net Worth Tracker

Track assets and liabilities in your browser. No account, no login.