Canadian finance, calculated correctly.
Not the American way.
Free calculators and plain-English guides for Canadian mortgages, taxes, investing, and self-employment. Built for Canadians, using Canadian rules.
Financial calculators
15 precise tools for mortgages, taxes, investing, and self-employment.
Mortgage Payment Calculator
True Canadian mortgage payment using semi-annual compounding — how your bank actually calculates it.
Investment Goal Calculator
5-step planner that turns your monthly contribution and timeline into a multi-decade projection. Multi-country.
Affordability + Stress Test
How much house you can afford under OSFI's mortgage stress test, GDS/TDS limits, and CMHC rules.
RRSP Contribution Optimizer
Your true RRSP return — includes Canada Child Benefit clawback recovery (METR), not just statutory tax refund. All provinces.
FHSA Planner
Project your FHSA contributions, carry-forward room, and tax savings by purchase year — full Canadian provincial brackets.
Compound Interest
See how compounding grows your savings over time. Canadian-friendly rates.
CAGR Calculator
Calculate the compound annual growth rate of an investment.
TFSA Projection
Project your TFSA balance given contribution plan, return, and contribution room rules.
This month's picks
Curated recommendations, refreshed monthly. Links track to supporting articles.
Best 5-year fixed
Lowest published rates among Big 6 + top digital lenders
Best GICs
Highest 1-year CDIC-insured rates
Best no-fee cards
Canadian cash-back cards with no annual fee
Compare mortgages, GICs, and credit cards instantly.
Rates from Big 6 banks, credit unions, and digital lenders — all in one view.
One Canadian money note a week.
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Built by finance professionals with decades of experience and a CSC certification from the Canadian Securities Institute.
Every calculator on Robinn uses Canadian rules — semi-annual mortgage compounding under the Interest Act, current CRA tax brackets, and primary-source links to canada.ca, Bank of Canada, and OSFI. Robinn is educational; nothing here is financial, legal, or tax advice.
Questions, corrections, or partnerships: hello@robinn.ca